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Understanding the Law

The law is a very complicated matter. This is why it takes so long for lawyers to train. Many people feel that they could easily understand the law and therefore have no need for a lawyer. However, once you start looking at it in more depth, you begin to realise that it is not as easy as you might think.

There are many different areas of law, for one think. No lawyer knows about every part, they tend to specialise in different areas. This means that if you wanted to find out more, you would need to do the same thing, or else you would be setting yourself an impossible task.

If you are just generally interested in law, then learning a bit about consumer law can be interesting as it effects everyone. It can also be good to try to understand a bit more about any other areas of law that might apply to you. You might be interested in personal injury claims, for example or in family law.
If you do have an interest, you can learn a few things on the Internet and in books. However, the best way to learn is to go on a course. You will be taught by someone who is very experienced in the law and therefore will be able to give you accurate information and they should be able to put it across in a way that you will be able to understand. They also should be able to answer any questions that you might have.

Although it is more expansive to do a course, here are many advantages to doing one over teaching yourself. However, you can get some information doing things by yourself. You do have to be careful though, if you decide to use the Internet as your source of information as it is not always accurate. Sometimes you can find the same inaccurate information on the Internet across many different pages and this may make it seem like it is right, even if it is not. So make sure that you use sources that you know are reliable.

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Sometimes You Need a Little Help to Get Out of Debt – And That’s OK!

If you pulled aside at least ten people at random on the street, a good majority of them would tell you that debt is something clearly on their minds. They may not have a lot of debt right now, but they may be truly worried about accumulating a lot of debt in the future. They will do anything to get past the debt that they have, but they don’t really know where to begin. This is the general portrait of American debt life, and it’s not necessarily a pretty one. Most homeowners aren’t sure how they’re going to make their bills every month. They may be putting expenses on credit cards and juggling this as long as they can. This may work for months on end until a major event happens. Losing a job in a troubled economy means that it can be hard to get another one. Even if you find another job, it might not pay as much as the old job did.

debt_advisors
Instead of worrying about the future and going it alone, why not get a little help? At first, you might be embarrassed to “come clean” to a professional debt adviser about your finances. It’s a very intimidate series of information, so it’s perfectly understandable that you might be hesitant about speaking openly. Yet this is the biggest indicator of success with any future steps that you might take. If bankruptcy becomes a wise option based on your situation, then you will have to disclose a great deal of information to get processed through the courts. You want to not only enter bankruptcy but have your debts discharged. The only way to find out whether you can really declare bankruptcy meaningfully is to seek out an experienced bankruptcy attorney.

If you want our advice, checking out the local Milwaukee Offices – Debt Advisors, S.C. is a good idea. This is a skilled team of bankruptcy attorneys that treat you like a person — not just a number. Don’t be intimidated by the terms “lawyer” and/or “attorney”. These people are well versed in Wisconsin bankruptcy law, and they want to get your situation resolved. They’ve worked with thousands of cases, so you’re bound to get the service that you deserve. Deep down, don’t you think that you deserve that much? Check it out today!

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Paralegal Resources

Are you looking for good paralegal resources regarding the best paralegal jobs available in your area? Being a paralegal, it is important to get great resources.  This holds true regardless if you are still learning, or currently employed in this line of business.  Almost everything from the areas that offer the most work, specific recruiting procedures, income details, and restrictions around academic specifications, are all subjects that it’s a good idea to keep up-to-date with.

There are a variety of good resources which assists you to remain well-informed on every factor of the paralegal industry.  All you will need to do is make a little bit of effort to make them a continuing part of your daily life.  One type of resource is a discussion group.  You might wish to form or sign up for this type of group in your personal area, but branching out to the forms of discussion organizations that you can find on the internet offers you a much broader range of perspectives from paralegals all across the U.S.

paralegal jobs

On a broad level, the National Federation of Paralegal Associations as well as the National Association of Legal Assistants are fantastic sources.  As the majority of states have a minimum of one in most cases much more organizations for members of this field, many of these organizations are associated with either one or the other of these countrywide Associations.  In addition to supplying an abundance of data concerning the important facets of the paralegal industry, there is also help with ongoing education and attaining a greater level of qualification.

Because the paralegal field is not an isolated kind of work, searching for all the paralegal resources which one can find for your requirements is a fantastic help for your profession.  As this is a field in which the more knowledge you have the higher your opportunity for achievement, along with the need to stay up-to-date with all the adjustments to the field, it’s foolish to try and find their way all of the information you need without choosing to utilize a variety of appropriate sources.

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Our Top Common Scams and How To Avoid Them

In 2012, more than 22,000 people in the UK were scammed, says Citizens Advice. Although you can take precautions against burglars and snoops, fraudsters are much more covert in their operations. It’s not always easy to spot a scam, so here are some of the most common ones you may encounter, otherwise a case with a criminal lawyer may be necessary:

False Green Deals

Always be suspicious of anyone who is trying to sell you something unsolicited at your door or over the phone. Fake green deals can promise you thousands of pounds in funding for projects, such as insulation or solar energy. You will be asked to pay an admin fee.

Also beware of any ‘energy saving’ gadgets that promise to save huge amounts of electricity for an expensive price.

Damp?

Someone at your door will offer a free survey of your home, to establish if you have any damp. They will always find damp, even where there is none. He or she will say it needs immediate attention and will give you an extortionate quote on the spot that requires a deposit.

Common Scams

Fishy Salesmen

This may seem like common sense to most, but if someone comes around your house offering food, steer clear. Especially if it’s for ‘cheap’ fish that you have to buy by the box.

Broken Hearts

On a dating website, an attractive person – who lives abroad – contacts you, looking to start up an online romance. A little later down the line, your new internet lover asks for money to pay for emergency bills.

Council Tax Fraud

Any documents or phone calls to do with taxes leave most of us feeling cold. Don’t panic, however. It may be a scam if they are asking for an administration fee or are asked for your bank details for a refund. Always double check with the council before you commit to any actions.

Job Nightmare

You submit your CV to a job-searching website and you receive a response, guaranteeing you a position, as long as you pay a fee. Alternatively, you may see a high salary job advert, but you must pay for a training course before you can apply.

Lottery Prize

You receive congratulations that you won a lottery you can’t remember buying a ticket for. Already, alarm bells should be ringing. To collect your money pot, you will be asked to pay some sort of processing fee or to call a high-charge phone line.

Telephone Debt

You are called and told that you are in debt on your phone line for whatever reason. You’re then asked for immediate payment or you’ll be disconnected and face legal action. If you do end up putting down the phone, the fraudsters will attempt to trick you into thinking your line has been cut by staying on the line.

Holiday SOS

A friend or relative has had their email account hacked and an email appears in your inbox, begging you for money, as they are stranded abroad. This is a load of rubbish.

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Personal Injury – The Breakdown

If you’re considering making a personal injury claim, it can be quite a daunting prospect. Don’t worry, we’re here to break it down for you, so you can make informed decisions about your case. So, let’s get started!

What Is A Personal Injury?

An injury… but this time it’s personal. (Okay, sorry about the lame joke).

A personal injury is actually a very serious occurrence. A claim usually arises when the fault lies with someone else; commonly employers or other motorists. If you have an injury because of someone else’s negligence, you have a few options: you can make a complaint or opt to claim for compensation (or both).

Personal Injury

Taking Action

Inform the police, if your personal injury occurred on the road and report the incident to your insurance company. At work, it’s important to write down your injuries in the accident book and inform your employer.

Visit your doctor or A&E to receive a diagnosis of your injury and receive medical attention. You should do this, even if you believe your injury is minor. You will need the medical report, should you choose to claim.

It’s highly recommended that you gather evidence about the accident, so you can prove someone else’s negligence. This might mean taking pictures of any faulty equipment or the scene of the accident. It could also mean gathering witness details or writing down an account of the incident, while it’s still fresh in your mind.

Complaints

You may not wish to receive compensation, but you may want to hold someone accountable and receive an apology for the harm they’ve caused you. The downside of choosing this approach is that it’s usually time-consuming, and all for just a “sorry.”

Compensation

Going through the compensatory route means you’ll need a solicitor on-side. Whether you’re making public liability claims or you have a medical negligence case on your hands, it’s best to have a professional advise you.

There are time limits on claiming for compensation, so make sure that you act fast. Usually, you have a three year timeframe, but the sooner you pursue your claim, the more likely you are to succeed.

Legal help can be expensive, so make sure that you see if you’re eligible for financial help; if you’re part of a trade union, and your personal injury occurred while working, you may be able to get legal representation for free.

Choosing A Solicitor

When you make a claim, it’s important to choose the best solicitor you can. This means opting for someone who specialises in your personal injury – don’t choose a jack of all trades. Visit a few law firms to get a few quotes and review a number of solicitors.

It’s good to choose someone you get on well with, as you will be working close with them for the foreseeable future. Always ask for an estimate of the costs involved, before you make your decision.

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Traumatic Car Accident? Helpful Advice for Recovery

Car accidents come with a side serving of physical and emotional trauma. Allow yourself time to heal…as new age and wishy-washy as that sounds. Don’t even think about going to work. You have a date with your duvet, a bowl of soup, and your favourite TV series. Take a break from your normal routine, and for once, let the kids bring you breakfast in bed!

Go Home

Rest. Relax. Leave yourself time to recover from your injuries and process the emotional trauma of your car accident. If you’re lucky enough to have someone in the house that can work the kettle and knows their way around the stove, let them take care of you. Don’t feel guilty about putting up your feet. Your body needs lots of sleep and recovery time. Tell work you’re going to be off-sick for a while.

See A Doctor

As soon as possible, receive medical attention. You may need treatment for the pain and a professional can offer advice on how to make your injuries more comfortable. If you plan to make a claim, you’ll need a doctor’s diagnosis to do so.

Listen To Your Body

Take things in baby steps. If you feel tired and in pain, listen to your body’s cues and rest. Take relaxing bubble baths and eat healthily. Although you’ll want to spend a lot of time chilling out, do make some time to go for small walks, just to stop your muscles from getting stiff (and increasing any aches in your body). Take someone with you, just in case you need a piggy-back home!

Use Your Support Network

It’s time to talk. Get your closest friend or family member over for a cup of tea and a chat. After experiencing a car accident, it’s important that you talk about it with others. Cry, hug, and get it all out on the table. Depending on how serious the incident was, people may have lost their lives. Whether that was someone in the other vehicle or someone close to you, you need to talk about your feelings. Also, there are a range of charities available who can help provide care and support to people involved in road accidents.

Don’t Rush Back Into Driving

You may need to slowly come to terms with driving again. Don’t push yourself into the driver’s seat as soon as you’re physically able. Instead, approach it gradually. Begin by just driving around your road and build up your confidence again.

Be aware that getting behind the wheel after an accident can cause anxiety attacks while driving. It’s best to take someone with you, just in case you do start panicking – preferably someone insured on the car that can drive you both home, should things get too serious. [Read more…]

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Assessing Protective Measures to Combat Serious Injury in Sport

For anyone who loves the sport they play, injuries can be extremely frustrating. Often, these problems could’ve been prevented by the athletes if they’d taken the proper precautions. Aim to avoid injuries in the future with these tips:

Wear the Right Gear

Protective gear isn’t just for wusses. If there are specific things you need to wear to help safeguard your body, get them on. Whether that’s mouth guards or pads, never turn up to training without the right equipment.

If you’re training outside, always wear light colours so you’re extremely visible. Also, invest in a fantastic pair of trainers (for running and other high impact sports) so the joints are protected by cushioning in the heel (unless, of course, your sport requires a particular style of boots).

Rest

It’s a common misconception that consecutive days of training are good for you. Rest is absolutely integral to keeping injuries at bay. It’s better to give yourself a day off than have to take off weeks to heal your injury. Rest actually makes you stronger, as it slowly helps regenerate the muscles and combats fatigue.

Warm Up

Before you begin any workout, make sure your muscles are nice and warm. It’s not a good idea to just throw yourself into a rugby match without priming your body for activity. Any stiff and cold muscles are very easy to injure. Stretch after you’ve warmed up for greater mobility.

Play by the Rules

During team sports, always play by the rules – they’re there for a reason. When you start making illegal moves, you run the risk of injuring yourself and the players around you. Give bad sportsmanship the red card!

Stay in Shape

Some activities are very physically demanding. Keeping up an exercise routine full of varied workouts will help retain your fitness and flexibility. Condition your body and get into shape! Work on core muscles for support in all sports.

Eat Right

You need to fuel your muscles for activity. Restrictive diets and heavy exercise do not make a good combination. Be sure to eat healthily and regularly. Don’t starve yourself because you want to lose weight. It’s counter-intuitive. [Read more…]

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Are Banks Still Vulnerable To Money Laundering In The UK?

According to the Financial Conduct Authority (FCA), major banks are likely to be facilitating money laundering due to insufficient internal processes. The survey, which assessed 17 banks and major UK lenders, showed that they were vulnerable to ‘dirty’ money being transferred through their account system.

The FCA has warned these banks that these criminal gangs wash £10bn through the UK economy every year, and that their financial institutions may be supporting illegal practices. Banks are being urged to look closely at transactions and not turn a blind eye.

Instances of Major Money Laundering

After last year’s HSBC scandal, the bank was fined $1.9bn by US regulators for aiding Mexican drug cartels and smashing Iranian sanctions. And it wasn’t alone. Standard Chartered was fined $327m for financing Iranian, Libyan, and Sudanese trade.

Lloyds and Barclays also fell afoul of money laundering law, which paints a pretty bad picture of UK banks. Many of these banks narrowly missed criminal prosecution.

Unfortunately, due to the fact that economies work off the back of their banks, these financial institutions have become too big and important to fall. Therefore, it’s almost impossible to charge them with a criminal offence, because it could cause financial instability for the country.

HSBC only got away with just a hefty fine by signing a controversial deal with the US. They publically apologised for their poor money laundering controls and had to claw back some of the bonuses paid to senior executives, in order to pay for system improvements. [Read more…]

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Medical Misdiagnosis Claims Are On the Rise – Are You At Risk

Trying to recover from a medical error is very, very hard. Indeed, in this society we are taught from a very young age that the doctor is there to care for us when we are sick. So when this doesn’t happen, it tends to make everything else fall apart. It’s a tricky subject that ends up becoming very emotional for a lot of people. How do you turn around and ask compensation for the wrongs that you’ve suffered? Well, there are many paths to it but here’s one that you’re really going to need: you need to make sure that you stand up for yourself, either way. You need to make sure that you get a legal advocate on your side immediately. Documenting everything that happened can be tough, because you’re going to have to go through the memories again but it’s worth it. If you have a family, then you already know how important it is to make sure that they are taken care of. Can your family really afford you to not be focused right now? Probably not.

Medical misdiagnosis claims can be very serious. If the doctor assumes that you have one disease and not another, they can prescribe you completely different medications. The reactions and side effects can be incredibly severe. The emotional / psychological toll that it can take on the body is also incredible. You always want to make sure that you are getting the details right. The insurance company attached to the hospital will have their own layers. Their job is to convince you that you really don’t need as much compensation as you’re looking for.

Don’t be fooled by that. You deserve as much compensation as you and your solicitor can negotiate for. You want to make sure that your transition back to a safe, normal, and happy life is as smooth as possible. Compensation does that for you.

Speaking of compensation, you might wonder how to actually pay for the lawyers that you’ll need. Thankfully, these types of cases are done on the contingency side of things. This means that there’s no upfront payment to have to deal with. If this is refreshing to you, then good — take it as a sign that you really need to get professional help. This is just a general advice guide, but the lawyer you select will be able to give you more specific information directly connected to what you’re going through.

You can expect quite a bit out of your personal injury lawyer, because they will not be getting paid until you get paid. Definitely incentive to work hard, that’s for sure! Good luck!

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Paralegal Schools for Career Advancement

If you are getting ready to graduate from high school, or are just completing your general ed requirements at university, than it is time to decide how to continue your education and get prepared for your career. There are many options available to you, but one area to consider is paralegal schools.

If you are interested in the legal field, but have not yet decided that you are ready to commit to law school, becoming a trained paralegal may be the answer for you. There are several reasons to consider this possibility. First, being a paralegal is a great career in and of itself. Second, paralegal training is a good stepping stone to becoming a lawyer later on.

Paralegal Jobs

The US legal system is a complex and fascinating field to study. Working as a paralegal will give you the opportunity to be involved in this fast paced and demanding arena. Choosing to become a paralegal is a great career option. The time and money that you will spend on your education are significantly lower than if you plan to attend law school. However, paralegals are paid quite well and there is high demand for trained professionals. As a paralegal, you will have the chance to perform many of the same duties as an attorney, so you will find it very interesting and challenging.

Also, once you have been working in the paralegal field for a while you will find that you have a great head start should you choose to pursue an advanced law degree. Even if you are already certain that you want to be a lawyer, going to paralegal school and practicing in the field is a good investment of your time and money.

Being a paralegal will give you firsthand knowledge and background of working in a law office. You will have the opportunity to work under a practicing attorney; it is like an internship, but with significantly more responsibility and better pay! It will also give you professional contacts that you will be able to use later in your career.

Whatever career direction you choose to take, getting into the legal system will provide you with steady and secure work and paralegal schools can help you to achieve this. As a paralegal professional, you will learn about current laws and court procedures. You may also become familiar with one or two areas of specialization, depending on the law office that you work with.

If further study to become an attorney is a possibility in your future, you will be interested to learn that many schools which offer law degrees will count both your paralegal training and your work experience in the field towards your advanced degree.  This way, working as a paralegal professional will not only provide you with education and work experience, but may also earn you credit towards your J.D. Be sure to speak with an advisor or counselor at your school to see if this arrangement will be honored in your program.

However, once you begin working as a paralegal professional, you may decide that this line of work is exactly what you want.  It does not need to be a “stepping stone” to a different career in law, as it is a highly prestigious career in itself.  You will be performing essential functions, have job security, and gain a deep sense of personal satisfaction in your work. Your essential role as a paralegal is certain to meet and exceed your expectations.

No matter what your reasons, continuing your education by attending one of the many reputable paralegal schools in this country is a great career move. Whether becoming a paralegal is your end career goal or a step towards further education, you will gain knowledge and experience that will give you a great introduction to this fascinating field.